It’s the holiday season, for me that means Christmas. I’m not religious and while the holiday has religious undertones, let’s face it, a lot of people celebrate it who aren’t religious. Regardless of what you celebrate, there is probably some expense attached to it. For some it may be more than others, if you’re like me and are a poor college student your budget is pretty tiny to begin with, but you save over the year and manage to eek out a little something to make the season magic. Of course, that means you have no savings, but what could go wrong?